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Private banks are often hesitant to lend money to student with a bad credit history or no credit history. Credit histories are used to evaluate the risk of any given loan, or the chance that a borrower is able to repay said loan. If you dont have a credit history, or have a bad credit history, youre viewed as a bigger financial risk. You may have better luck finding a student loan if you have a credit-worthy cosigner. First things first, you can apply for long term personal loans from both private lenders as well as banks and credit unions. Consider both options to ensure that you make the right decision. Also unlike payday loans, your installment loan amount accrues interest daily. Speedy Cash installment loans put you in control of your budget and how much you pay in loan fees by allowing you to pay off your loan quicker with larger payments, or make smaller payments over a longer period of time.
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