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Our agenda includes a number of rulemakings mandated by the Dodd-Frank Act. For example, we recently convened a small business review (SBREFA) panel to discuss potential amendments to the Home Mortgage Disclosure Act, some of which were mandated by Section 1094 of the Dodd-Frank Act. Weâre also focusing intensely on supporting the implementation process for our recent rulemaking to implement a Dodd-Frank Act directive to consolidate and streamline federal mortgage disclosures required under the Truth in Lending Act and Real Estate Settlement Procedures Act. Weâre also continuing work with stakeholders to address questions that have arisen with regard to the 2013 mortgage rules, including issuing additional clarifications and amendments as warranted. - the answer key being passed around during a new hire test to obtain our license to create mortgages in over a dozen states. The IRS says the average tax refund check is more than $3,000. That means a whole lot of people are over-paying their taxes year after year. Are you one of them? If so, put that money to good use now by getting a bigger paycheck every pay period. Think about taking out a home equity loan
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