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New York state law prohibits payday loans. The law stipulates that payday loan lenders (and other small loan lenders) must comply with the stateâs criminal and small loan usury laws which severally restrict the allowable interest rates and fees to levels much lower than what a payday lender usually charges. How To Apply When borrowing, always check whether the lender has a credit licence. But don't rely on that alone. Most consumer credit licences only cost Đ1,000 to get, so they don't necessarily guarantee a legitimate business with wholesome practices. Google the company as well, and do whatever else it takes to find everything you can about it. Apply with us at Monthly Installment Loans No Credit Check and you will not have to look elsewhere!
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