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We’re researching and considering whether rulemaking is warranted in the areas of payday and deposit advance products, as well as consumer overdraft products. We held a field hearing in March 2014 in Nashville, Tennessee. and also released a report that analyzed payday lending and found that four out of five payday loans are rolled over or renewed within 14 days. We’re also expecting to build on an Advance Notice of Proposed Rulemaking that we published in 2012 concerning prepaid cards by issuing a proposed rule to strengthen federal consumer protections for these products. We’ve been testing potential disclosures that we may propose to be used on the packaging of prepaid cards. You'll get an instant approval decision. Historically, borrowers have accessed convenient advances primarily through brick-and-mortar lenders, but the industry has changed considerably in the last few years. Today, most borrowers prefer an online alternative to traditional borrowing avenues. Consumers usually find online options extremely convenient, private, and quick, without many of the hassles and inconveniences typically associated with retail locations. As you prepare to solve your fiscal woes, don't be shy about getting help. We are the best gateway to access funds for you and your family. 4. You must have a checking or savings account so that cash can be wired to your account. This allows you to receive your cash in a few hours to 24 hours with no hassles or delays.
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