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Wysłany: Czw 2:41, 20 Sie 2015
Temat postu: unsecured loans bad credit and ccjs
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A: Mostly students do not have a very strong credit history and therefore getting private loans can become quite problematic. There are however, options for students who have bad credit records. Such students can apply for federal loans or they can avail private loans, but then the need for an impressive credit score or a cosigner may arise.
Your credit score, a numerical summary of your credit history, is used by lenders to determine your risk as a borrower. By using your credit score, lenders can tell within a matter of minutes if you are the type of risk they would be willing to take on and the cost at which they should let you borrow. There are some lenders that do not lend to borrowers that are a credit risk, i.e. those that have a low credit score.
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Must qualify the age bracket defined by the lending bank or institution Banks can provide monthly installment loans only if you have good credit and ideally can put down collateral to secure the loan. However, for small cash loans under $2000. the interest rate advantage is not that attractive unless you need a $20,000 loan. Bank loans need more paperwork and time to process, very often you need to find someone who is willing to be your co-signer when your credit history is not good enough. Thus, banks are not suitable when you need a same day approval installment loan fast.
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